Dividend Rates

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Our dividend rates are updated weekly.

Dividend Rates are in green, while Annual Percentage Yields (APY) are in blue.

Valid September 24 through September 30, 2014

Share Certificate Rates (includes IRA Certificates)*

Minimum Balance

6 Months

1 Year

2 Years

3 Years

4 Years

5 Years

$50,000 and over

0.30%
0.30%

0.40%
0.40%

0.70%
0.70%

1.10%
1.10%

1.35%
1.36%

1.70%
1.71%

$10,000 to $49,999.99

0.30%
0.30%

0.40%
0.40%

0.70%
0.70%

1.10%
1.10%

1.35%
1.36%

1.70%
1.71%

$2,000 to $9,999.99

0.30%
0.30%

0.40%
0.40%

0.70%
0.70%

1.10%
1.10%

1.35%
1.36%

1.70%
1.71%

$400 to $1,999.99

0.30%
0.30%

0.40%
0.40%

0.70%
0.70%

1.10%
1.10%

1.35%
1.36%

1.70%
1.71%

*There is a penalty for early withdrawal from a Certificate or IRA Certificate. If funds are taken out prior to maturity of a Certificate or IRA Certificate, there is a penalty of: 30 days – dividends forfeited if the Certificate matures in 365 days or less; 60 days – dividends forfeited if the Certificate matures in two years; and 90 days – dividends forfeited if the Certificate matures in three years or more.

September 2014

Money Market Shares (Account ID: 20)

Minimum Balance
Rate (APY)

$50,000 and over

0.15% (0.15%)

$10,000 to $49,999.99

0.15% (0.15%)

$2,000 to $9,999.99

0.15% (0.15%)

Share Drafts (Account ID: 77)

Minimum Balance
Rate (APY)

$2,000 and over

0.05% (0.05%)

Christmas Club (Account ID: 88)

Minimum Balance
Rate (APY)

$50

1.00% (1.00%)

 

Anticipated Third Quarter 2014

Share Savings (Account ID: 99)

Minimum Balance
Rate (APY)

$25 and over

0.10% (0.10%)

IRA Shares (Account ID: 65, 80 or 85)

Minimum Balance
Rate (APY)

$25 and over

0.10% (0.10%)

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All MVFCU accounts are NCUA insured up to $250,000. IRAS are individually NCUA insured up to $250,000. Interest and Dividend Rate Sheets, Brochures and Applications for specific services and products and Fee Schedules are available at any MVFCU office. MVFCU waives the fees of some services for senior citizens age 60 and over.