Consumer Loans

Consumer Loans

You can apply for a consumer loan at any of our Community Offices. You can also apply from anywhere, 24 hours a day, by calling (800) 976-5198 or by applying online.

Some types of consumer loans we offer are:

» Consumer Loan Application PDF «

» Apply Online Now! «

Car Loan Payment Calculator

Secured Loans

Secured financing is available for virtually any titled asset including new or used vehicles, motorcycles, watercraft, and other recreational vehicles. We offer several online resources to help you estimate your secured loan. Use the NADA Auto Guide to determine the market value of a used vehicle, and the online car loan payment calculator to help you estimate the monthly payment for a loan. Secured Loans offer a fixed term, fixed interest rate, and installment payments.

Signature Loans

A Signature Loan is an unsecured loan that does not require specific collateral. Unsecured, closed-end type financing will cover many personal items such as computers and snowboards, or intangibles such as debt consolidation and unexpected medical expenses. You can even finance travel or vacation trips with these loans! Signature loans offer a fixed term, fixed interest rate, and installment payments.

Lines of Credit

For the ultimate in flexibility, explore the options of our personal line of credit loans or the VISA Classic credit card. Both can be managed easily with your MVFCUonline account and through our Easy Access telephonic system.

Pledge of Share Loans

Pledge of Share Loans are easy to obtain and require no financial approval! Shares or Certificates of deposit are used as collateral until the loan is paid, with a fixed, competitive rate, a fixed term, and installment payments. The Share/Certificate continues to earn interest, and early withdrawal penalties on the share or certificate are avoided. These loans may also be used to help members build good credit.