Matanuska Valley Federal Credit Union is currently accepting nominations for the 2015 Board of Directors election. The deadline is Saturday, January 31, 2015. All MVFCU Board members serve as volunteers and are either elected by the MVFCU membership or, under special circumstances, appointed by the Board of Directors.
You must be a MVFCU primary member in good standing to serve. If you are interested in serving on the board, or know someone who is, please call MVFCU at (907) 745-4891 or (907) 694-4891 no later than January 31, 2015.
Nominations by Petition
Members who desire to serve, and have not been placed in nomination by the Nominating Committee, may be placed in nomination by petition. The petition must be signed by one percent of the members (approximately 387 members). The petition must also be accompanied by a signed certificate from the nominee that states they are willing and able to serve, if elected.
Nominees shall provide a brief statement of qualifications and biographical data with the petition. All petitions must be received by the credit union on or before March 21, 2015 •
What is Phishing?
According to United States Computer Emergency Readiness Team (US-Cert), “Phishing is an attempt by an individual or group to solicit personal information from unsuspecting users by employing social engineering techniques. Phishing emails are crafted to appear as if they have been sent from a legitimate organization or known individual. These emails often attempt to entice users to click on a link that will take the user to a fraudulent website that appears legitimate. The user then may be asked to provide personal information such as account usernames and passwords that can further expose them to future compromises. Additionally, these fraudulent websites may contain malicious code."
The Anti-Phishing Working Group has compiled the below list of recommendations that you can use to avoid becoming a victim of these scams. Be suspicious of any email with urgent requests for personal financial information.
Don't use the links in an email, instant message, or chat to get to any web page if you suspect the message might not be authentic or you don't know the sender or user's handle
Avoid filling out forms in email messages that ask for personal financial information
Always ensure that you're using a secure website when submitting credit card or other sensitive information via your Web browser
Remember not all scam sites will try to show the "https://" and/or the security lock. Get in the habit of looking at the address line, too. Were you directed to PayPal? Does the address line display something different like "http://www.gotyouscammed.com/paypal/login.htm?" Be aware of where you are going.
Consider installing a Web browser tool bar to help protect you from known fraudulent websites. These toolbars match where you are going with lists of known phishing Websites and will alert you. egularly log into your online accounts.
Regularly check your financial institution, credit and debit card statements to ensure that all transactions are legitimate
Ensure that your browser is up to date and security patches applied
Always report "phishing" or “spoofed” e-mails to the following groups:
The Fast and Safe Way
Having your Permanent Fund Dividend (PFD)
deposited directly into your MVFCU account is
fast, safe and easy.
Just use these guidelines when
you file for your 2015 PFD:
• Enter CS for the MVFCU “Bank Code”
• Enter your account number as instructed
in the application. Your account number
is found in the upper right corner of your
periodic MVFCU statement.
The filing deadline is: March 31, 2015.
By Al Strawn
We want to be your trusted financial partner!
The reality is there are all sorts of folks out there just waiting to sell you the latest and greatest financial product or service. Some are housed in fancy office buildings or sky scrapers, while others may live on the street corner. But, for most of you, it is clearly a buyer’s market and you are in the driver’s seat. Unfortunately, too many of us are often unprepared to take advantage.
Recently, I read a short book written by Jean Chatzky, title Money Rules: The Simple Path to Lifelong Security.Jean is not a CPA or a financial advisor; she is a journalist. Her writing style is easy to read and she has come up with a set of money rules that I believe are good advice for all of us. The book begins with two guiding principles that “will color what you take away from the rules.”
Principle #1: Personal finance is more personal than it is finance. Basically, the idea here is that we are all individuals with different values and goals. What makes sense for one person may not be right for the next.
Principle #2: Money is simple – people make it complicated. This is in recognition that many of our money decisions are greatly influenced by our emotions and sometimes our behavior around money is “nonsensical, often frustrating and maddening.” It seems like too many times our money choices are results of either chasing greed or fleeing from fear.
How can your local credit union help?
Many people don’t understand what makes a local credit union so unique. We are a member owned financial cooperative that is organized, not to maximize profit, but rather to maximize service and value to our members. We do not have outside stockholders demanding a return on their investments. This is why our motto is Not for Profit, but for Service. This gives us a degree of freedom to truly focus on individual needs and look for opportunities to serve.
We value relationships based on trust and respect. Your credit union exists to provide knowledge and services to help you achieve your financial goals. I encourage you to take full advantage of the benefits of credit union membership. Also, as a member owner, you should feel confident to invite your friends and family to become part of this growing movement. Working together in unity of purpose, we are building better financial futures, one member at a time!
With a Debt Roundup Signature Loan
We Saving money and debt consolidation are good goals for the New Year. People work hard to get out of debt and save money. While there are many different paths to get out of debt, sometimes consolidation is the first step.
Your credit union participates in activities that help protect your membership rights and privileges. A big part of that is building positive relationships with all of our national, state and local politicians and policy-makers. Our very own CEO AL Strawn, recently had the opportunity to briefly meet with our newly elected Senator Dan Sulivan. Here Mr. Strawn is showing the Senator-elect the cooperative spirit first hand at the Mat-Su Business Alliance's End-of-year Business Awards. Dan Sulivan was the keynote speaker at the lunch forum •» top «