For whatever your heart desires
We offer a variety of loans to help you finance just about anything - from a new car or truck, to a family vacation. With excellent rates and flexible terms we can help make your dreams a reality.
Loan Types
Apply for a Loan
Applying online is easy!
Other ways to apply...
- Apply in person at any one of our community offices
- Apply by phone any time by calling (800) 976-5198
- Loan Application (PDF)
What will my monthly payment be?
Signature Loans
This type of loan requires your signature as the guarantee.
Depending on credit qualifications, the amount you can borrow is typically two times the amount of your gross monthly income. Signature loans have fixed interest rates, which keeps your monthly payments consistent.
Credit Builder
Credit approval is not needed for this type of loan.
The amount of the loan is based on a set amount of a member's unencumbered share savings account balance. You can still access money in your account that has not been pledged, and you still earn dividends on the amount you have pledged.
Lines of Credit
This type of loan is also called a revolving line of credit, meaning that you have a predetermined total loan amount that is always available to you, whether you use it all at once, or borrow what you need, pay it back and borrow it again. Low monthly payments and no prepayment penalty fees make this loan affordable.
Pledge of Certificate
Credit approval is not needed for this type of loan.
The amount of the loan is based on a set amount of a member's unencumbered certificate account balance. You still earn dividends on the amount you have in your certificate account, however you can access cash without any penalty that would apply to spending money in your certificate account prior to maturity.