Effective May 4, 2019

Share Draft Account Fees

Deposited Item Copies
(per item)
Overdraft Privilege
(per item)
Return Item
(per item)
Share Draft Copies
(per item)§
Stop Payment 
(per draft or consecutive sequence)*
Overdraft Protection
(per transfer)
Starter Checks
(pack of 12)^


ATM Fees

ATM Overdraft
(date of occurrence)
ATM PIN/Card Reissue $10.00


Bill Pay Fees

Bill Pay Standard Transaction
(per item)
Bill Pay Paper Payment Overnight ^^
(per item)
Popmoney Transaction
(per item)
Popmoney Rush ^^
(next day delivery)
Popmoney eGreeting
(per message)
Account-to-Account Outbound Fee
(per transfer)


Account Services and Special Purchases

Returned Undeliverable Mail
(per day undeliverable mail is received)
Current Month History * $2.50
Statement Copy ‡ $2.50
Research (hourly) $15.00
Lien Release $2.00
Account Closure
(if account less than six months old)
Account Overdrafts
(date of occurrence)
ACH Stop Payment
(per item)
Domestic Wire Transfers $20.00
International Wire Transfers $70.00
Charge Backs (deposited items returned) per item – Personal Accounts * $10.00
Charge Backs (deposited items returned) per item – Commercial Accounts $2.00
Check Cashing/Withdrawal ** $2.00
Excessive Membership Renewal $10.00
Express Mail $30.00
Priority Express (overnight) Mail $35.00
Incoming/Outgoing Collections $2.50
Notary $2.00
Return Item
(per item)
ACH Origination $5.00
Cashier's Check
(made payable to other than account owner) *
Replacement Cashier's Check $25.00
Money Order * $1.50
Christmas Club Account Early Withdrawal $25.00
Lock Bags $26.00
Zipper Bags $4.50
Special Transaction Handling $6.00
HSA Monthly Fee † $5.00
Loan Payment with Card $4.95

 Printable Fee Schedule

All fees are subject to change.
§ Seniors receive first six (6) copies of drafts free, normal charge thereafter.
*Fees waived for individual accounts of members age 60 and over.
^ First pack of starter checks FREE with your new checking account.
^^ In addition to the $0.40 transaction fee per item.
‡ Seniors receive first three (3) months of statements free, normal charge thereafter.
**Fee waived if balance is over $100 or other active account ID.
† Fee waived with balance over $50.

- VISA Classic Card fees listed separately.
- The fees appearing in this section are accurate and effective for
Share Savings, Money Market and Share Draft Accounts as of the effective date indicated above.