Published April 1, 2021  -  Effective May 1, 2021

Share Account Fees

Deposited Item Copies
(per item)
Overdraft Privilege Fee
(per occurrence)#
Share Draft NSF Return Item Fee 
(per occurrence)#
Share Draft Copies
(per item)§
Share Draft Stop Payment 
(per draft or consecutive sequence)*
Overdraft Protection Transfer
(per occurrence)#
Starter Checks
(pack of 12)^
Account Overdrafts
(date of occurrence)
HSA Monthly Fee† $5.00
Roth IRA Monthly Fee
(fee waived with balance over $50.00 or certificate)‡‡
Traditional IRA Monthly Fee
(fee waived with balance over $50.00 or certificate)‡‡
Coverdell IRA Monthly Fee
(fee waived with balance over $50.00 or certificate)‡‡



ATM Overdraft
(date of occurrence)
Plastic Card Reissue $10.00


Bill Pay Fees

Bill Pay Standard Transaction
(per item)
Bill Pay Paper Payment Overnight ^^
(per item)
Popmoney Transaction
(per item)
Popmoney Rush ^^
(next day delivery)
Popmoney eGreeting
(per message)
Account-to-Account Outbound Fee
(per transfer)


Account Service and Special Purchases

Returned Undeliverable Mail
(per day)
Current Month History Printout* $2.50
Statement Copy ‡ $2.50
Research (hourly) $15.00
Lien Release $2.00
Account Closure
(if account less than six months old)
ACH Stop Payment
(per item)
Domestic Wire Transfers $20.00
International Wire Transfers $70.00
Charge Backs (deposited items returned; per item) $10.00
Check Cashing/Withdrawal ** $2.00
Cashier’s Check (when payable to non-account owner)* $2.00 $2.00
Excessive Membership Renewal $10.00
Standard Express Mail Fee $30.00
Priority Express Mail Fee (overnight) $35.00
Incoming/Outgoing Collections $2.50
Notary Fee $2.00
ACH Origination Fee
(outgoing only setup; per-request)*
Replacement Cashier's Check $25.00
Money Order * $1.50
Christmas Club Account Early Withdrawal $25.00
Lock Bags $26.00
Zipper Bags $4.50
Special Transaction Handling
(per occurrence)
Loan Payment with Card $4.95
Levy Garnishment Administrative Fee
(staff time to process legal demands)‡‡

All fees are subject to change.
# Overdraft fees are based on available balance.
§ Seniors receive first six (6) copies of drafts free, normal charge thereafter.
*Fees waived for individual accounts of members age 60 and over.
^ First pack of starter checks FREE with your new checking account.
† Fee waived with balance over $50.
^^ In addition to the $0.40 transaction fee per item.
‡ Seniors receive first three (3) months of statements free, normal charge thereafter.
**Fee waived if balance is over $100 or other active account ID.
‡‡ Effective May 1, 2021


VISA Classic Card fees listed separately.

The fees appearing in this section are accurate and effective for
Share Savings, Money Market and Share Draft Accounts as of the effective date indicated above.