Dividend Rates
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Our dividend rates are updated weekly.
Valid February 20, 2019
through February 26, 2019
Share Certificate Rates (includes IRA Certificates)*
Minimum Balance - $50,000 and over
| Dividend Rate* | Annual Percentage Yield* | |
|---|---|---|
| 6 Months | 0.80% | 0.80% |
| 1 Year | 0.90% | 0.90% |
| 2 Years | 1.10% | 1.10% |
| 3 Years | 1.35% | 1.36% |
| 4 Years | 1.60% | 1.61% |
| 5 Years | 1.95% | 1.96% |
Minimum Balance - $10,000 to $49,999.99
| Dividend Rate* | Annual Percentage Yield* | |
|---|---|---|
| 6 Months | 0.75% | 0.75% |
| 1 Year | 0.85% | 0.85% |
| 2 Years | 1.05% | 1.05% |
| 3 Years | 1.35% | 1.36% |
| 4 Years | 1.60% | 1.61% |
| 5 Years | 1.95% | 1.96% |
Minimum Balance - $2,000 to $9,999.99
| Dividend Rate* | Annual Percentage Yield* | |
|---|---|---|
| 6 Months | 0.70% | 0.70% |
| 1 Year | 0.80% | 0.80% |
| 2 Years | 1.00% | 1.00% |
| 3 Years | 1.35% | 1.36% |
| 4 Years | 1.60% | 1.61% |
| 5 Years | 1.95% | 1.96% |
Minimum Balance - $400 to $1,999.99
| Dividend Rate* | Annual Percentage Yield* | |
|---|---|---|
| 6 Months | 0.65% | 0.65% |
| 1 Year | 0.75% | 0.75% |
| 2 Years | 0.95% | 0.95% |
| 3 Years | 1.35% | 1.36% |
| 4 Years | 1.60% | 1.61% |
| 5 Years | 1.95% | 1.96% |
*There is a penalty for early withdrawal from a Certificate or IRA Certificate. If funds are taken out prior to maturity of a Certificate or IRA Certificate, there is a penalty of: 30 days – dividends forfeited if the Certificate matures in 365 days or less; 60 days – dividends forfeited if the Certificate matures in two years; and 90 days – dividends forfeited if the Certificate matures in three years or more.
Valid through February 2019
Money Market Shares
| Dividend Rate | APY** | Minimum Balance to earn the APY** | |
|---|---|---|---|
| $50,000 and over | 0.50% | 0.50% | $50,000.00 |
| $10,000 - $49,999.99 | 0.40% | 0.40% | $10,000.00 |
| Base Rate | 0.30% | 0.30% | $2,000.00 |
Health Savings Account
| Dividend Rate | APY** | Minimum Balance to earn the APY** | |
|---|---|---|---|
| $50,000 and over | 0.30% | 0.30% | $50,000.00 |
| $10,000 - $49,999.99 | 0.25% | 0.25% | $10,000.00 |
| Base Rate | 0.20% | 0.20% | $2,000.00 |
Share Draft
| Dividend Rate | Annual Percentage Yield | Minimum Balance to earn the Annual Percentage Yield |
|---|---|---|
| 0.05% | 0.05% | $2,000.00 |
**APY = Annual Percentage Yield
Anticipated First Quarter 2019
Share Savings
| Dividend Rate | Annual Percentage Yield | Minimum Balance to earn the Annual Percentage Yield |
|---|---|---|
| 0.10% | 0.10% | $25.00 |
IRA Savings
| Dividend Rate | Annual Percentage Yield | Minimum Balance to earn the Annual Percentage Yield |
|---|---|---|
| 0.10% | 0.10% | $25.00 |
Christmas Club
| Dividend Rate | Annual Percentage Yield | Minimum Balance to earn the Annual Percentage Yield |
|---|---|---|
| 1.50% | 1.51% | $50.00 |
All MVFCU accounts are NCUA insured up to $250,000. IRAs are individually NCUA insured up to $250,000. Interest and Dividend Rate Sheets, Brochures and Applications for specific services and products and Fee Schedules are available at any MVFCU office. MVFCU waives the fees of some services for senior citizens age 60 and over.